
The financial system beyond the banks
Money moves through more than banks. A closer look at the less visible networks that connect savings, credit, and the real economy.
Writing
Notes on finance, technology, markets, engineering, and whatever else I find worth writing about.

Money moves through more than banks. A closer look at the less visible networks that connect savings, credit, and the real economy.

Before queues, caches, and distributed everything, there is a simpler question: where does one responsibility end?

A walk without a destination, and a few observations about the systems hiding in plain sight.

What a market price tells us—and all the things it leaves unsaid.
A short note on making room for an unfinished thought.

A model does not need to contain the whole world to help us understand one small part of it. The challenge is remembering what we chose to leave out, and when those omissions stop being harmless.

Waiting changes how software feels. Start measuring from the other side of the screen.